Personal and local

David enjoys interacting with ambitious management teams and takes the time to really understand their aspirations which enables him to deliver the right solution at the right time.

He is responsible for supporting the North West region, where he works alongside the advisory community delivering M&A and complex funding solutions.

David has an array of funding experience having supported management teams at various stages of their journey, including Venture Debt/Growth Capital, Private Equity and M&A finance. David’s career started with Bank of Scotland some 18 years ago and since this time, he has grown a number of businesses for the likes of Lloyds Banking Group and Santander, latterly leading the National Debt Finance Team at Barclays.

Stephen has over 10 years banking experience, predominantly in structured, leveraged finance roles at RBS, NatWest and most recently at CYBG where he worked in the Structured Finance team in Manchester originating and executing mid-market debt transactions.

Based out of our Manchester office, Stephen works alongside our local teams in the North where we continue to increase our capabilities to meet the demand for funding from regional mid-sized businesses.

Richard is passionate about supporting a sector of the economy that desperately needs better funding options. He has significant experience from both sides of healthcare, and so is very keen to support good operators in the sector who are looking to grow, but are being badly let down by traditional lenders.

Richard’s role is to raise ThinCats’ profile in the healthcare sector and lead the launch of the healthcare fund, focussing on providing lending options to residential, nursing and dementia care homes as well as the many specialist care homes in the field. 

Richard comes with more than twenty years of experience across financial services and healthcare, including 13 years with RBS and AIB, and eight years with healthcare specialist brokers, Chandler & Co. Additionally, Richard has six years’ direct experience as a care home owner.