Personal and local

Our regional business development and credit teams work closely with local business finance communities.

Find out more about your local team and how they're supporting businesses in your area.

Your regional team

Matt joins ThinCats with 15 years’ debt finance experience starting his career at NatWest in several roles including Portfolio Management and Credit, before joining Lloyds Banking Group across their Corporate and Institutional and Mid-Market teams. Matt will be responsible for heading up our proposition to the Birmingham and Midlands market. 

Matthew Vincent

Senior Director, Business Development

Michelle has worked with SMEs across the lower mid-market space for almost a decade and brings a wealth of experience in the financial services and business banking industry from her time working at Clydesdale Bank and more recently, Virgin Money. There she has spent the last two years as a director in acquisition leveraged finance. 

Michelle plays a key role in servicing the increasing levels of demand for funding to support the growth of mid-sized SMEs across the North and Midlands, with a particular focus on supporting private equity backed businesses. 

Michelle Heptinstall

Director, Business Development, Sponsors

Richard joins from HSBC, having also previously worked at RBS and KBC Peel Hunt in a 20 year banking and advisory career working primarily with mid-sized businesses. He’s based in the Midlands and will support our growing presence there.

Richard Newman

Senior Director, Transaction Management

Brian brings over 30 years’ experience within financial services, covering roles in credit sanctioning, business development and relationship roles in corporate and commercial banking. Brian joins us from NatWest Bank where he was a Credit Manager for Commercial Credit in the Midlands South West and Wales region.

Brian works closely with the Business Development team, local advisors and businesses to help shape funding across the Midlands and South West.

Brian Don

Regional Head of Credit, Midlands and South West

Richard is passionate about supporting a sector of the economy that desperately needs better funding options. He has significant experience from both sides of healthcare, and so is very keen to support good operators in the sector who are looking to grow, but are being badly let down by traditional lenders.

Richard’s role is to raise ThinCats’ profile in the healthcare sector and lead the launch of the healthcare fund, focussing on providing lending options to residential, nursing and dementia care homes as well as the many specialist care homes in the field. 

Richard comes with more than twenty years of experience across financial services and healthcare, including 13 years with RBS and AIB, and eight years with healthcare specialist brokers, Chandler & Co. Additionally, Richard has six years’ direct experience as a care home owner.

Richard Henshaw

Director, Head of Healthcare

Having worked for a number of high street banks, Stuart has seen the traditional lenders limit their appetite for SME cashflow lending. With a pragmatic approach and the ability to make quick decisions, he believes that Thincats are well positioned to support an underserved SME market - Stuart particularly enjoys working with management teams to provide finance to support their business needs and growth aspirations.
Stuart works to develop relationships with key finance professionals including brokers, accountants and corporate financiers along with Private Equity, to support SMEs in their growth ambitions, covering both London and Reading.
Stuart has 11 years’ experience in banking, working with SMEs and mid-market businesses across a number of industries, most recently for RBS and Clydesdale. He has provided finance to support event driven transactions such as management buy outs, acquisitions, growth finance and refinance.

Stuart Thompson

Head of Transitional Capital

Richard Thwaite joins us from Santander where he worked in the Structured Finance and Growth Capital team, before which he worked at HSBC in Corporate Banking.

Richard is based in Cheltenham and helps drive our presence and activity in the South West and Midlands region.

Richard Thwaite

Director, Transaction Management

Satyen has over 10 years of corporate banking experience, having previously worked at Cynergy Bank, Metro Bank and Clydesdale bank as a business partner. Satyen’s experience will support us through the next phase of our growth.

Satyen Shingadia

Director, Business Development Healthcare
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Regional Insights