Introducing Agile Capital - an all-in-one solution for growth and working capital funding

By combining a term loan with a revolving credit facility (RCF), Agile Capital provides a holistic funding solution for mid-sized businesses where a traditional ABL facility does not meet its total funding requirement and a term loan ‘overfunds’ the business from time to time.

Agile Capital has been created to provide greater flexibility and further empower mid-sized businesses in their growth aspirations with financing from £3m to £15m, without the operational intrusion of cash management of working capital assets.

The new product addresses an important gap in many SME financing options, by combining the principles of leverage and asset based lending to create a flexible one-stop-shop solution for borrowers’ long-term growth and shorter-term working capital funding requirements.

Find out more about Agile Capital

Ravi Anand, Managing Director, ThinCats: “Agile Capital enhances ThinCats proposition to mid-sized businesses by addressing the challenge of funding growth within a working capital intense business. Our simple but innovative solution of a term loan plus an RCF fills a market gap and is a valuable addition to our existing suite of facilities.”

Having worked in ABL for many years it is great to see a solution which takes a more holistic view of a borrower’s funding needs. By combining ThinCats’ expertise in cashflow lending with some of the principles of ABL, we have created a one-stop solution to fund growth and working capital requirements without the need to interfere with management of a borrower’s operational cash flowsChris Pacey, Head of Agile Capital, ThinCats