Lender Registration


How to register

To begin the registration process click on the button below. All we require are a few basic details to get you started.

There are risks involved with peer to business lending. Please make sure you read our section about the risks before you consider lending.



What happens next?

After registration you are able to login to our platform and review the Primary and Secondary Market. Take a moment to look at our upcoming loans and see what may be of interest to you.

In the background we will complete all the required AML checks electronically with the details you provide. Once completed we will send you your full membership number and details of how you can send funds to your account ready to invest.

Registration is normally completed within 1 working day and if you don’t hear from us or have any questions please contact us on account.openings@thincats.com.


Benefits of joining

  • Interest of 7-8.5%* depending on the portfolio you build for yourself (minimum investment per loan is £1,000)
  • No membership fees
  • Lend directly to UK businesses, helping grow the economy
  • We specialise in loans backed by security, helping protect your investment in case the borrower runs into problems
  • Only invest in businesses you want to. You choose who you want to support and you will know exactly who your money is being lent to
  • Informed decision making. We prepare comprehensive information packs for every loan and provide credit and security grades to help you make investment decisions
  • Ability to potentially access invested money early by selling your loans to others

*Estimated weighted average annual interest after all costs and provisions for losses of actual defaulted loans after forecasted recovery of security but before income tax (2012 to date). Past performance is not indicative of future results. Capital is at risk.