Statistics
Platform Statistics
Last updated - 03/04/2018
| Cumulative Total | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|
| Value of loans made | £279,724,000 | £10,642,000 | £57,936,000 | £64,606,000 | £57,234,000 | £39,616,000 | £35,670,000 |
| Average value of loan | £302,732 | £967,455 | £419,826 | £295,005 | £279,190 | £277,035 | £304,872 |
| Number of loans made | 919 | 11 | 138 | 219 | 205 | 143 | 117 |
| Loans fully repaid so far | 503 | 53 | 126 | 172 | 80 | 47 | 18 |
| Weighted average interest rate* | 10.91% | 9.14% | 10.09% | 11.48% | 11.66% | 11.24% | 10.17% |
*Weighted average rate of interest receivable by lenders, excluding the effect of any charges and taxes payable by lenders and excluding any losses. Click here for more details.
Default Rates
Last updated – 31/01/2018
| Note | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|
| Arrears | 1 | 0.00% | 1.01% | 6.04% | 13.53% | 10.02% | 0.46% |
| Loans in default | 2 | 0.00% | 5.19% | 13.56% | 8.99% | 11.02% | 12.69% |
|
Expected loss of actual defaulted loans |
3 | 0.00% | 2.12% | 6.66% | 5.13% | 6.53% | 4.98% |
|
Expected lifetime bad debt rate |
4 | 2.00% | 2.00% | 5.00% | 5.00% | 7.25% | 5.00% |
Notes
Arrears means: Loans in arrears (but not in default) by 45 days or more as a percentage of the loans made in that year.
Note: A loan which has had an agreed upon change to its repayment schedule following missed payments will still be classified as in arrears, even if it is fully up to date as far as investors are concerned.
Loans in default means: Loans where a default has occurred as a percentage of the loans made in that year.
Note: These figures represent the amount outstanding on the loan at the date of default but do not take into account any recoveries.
Expected loss of actual defaulted loans means: The expected losses after the forecasted recovery of security as a percentage of the loans made in that year.
Note: Security is in various forms and recovery can takes several months. This figure represents our best estimates of the eventual loss; however, forecast is not an indicator of future results.
Expected lifetime bad debt rate means: The expected lifetime bad debt at origination date as a percentage of amount lent in the calendar year. Forecast is not an indicator of future results.
These figures represent weighted averages over the whole ThinCats portfolio. These average figures provide a guide to expected performance but cannot take into account your individual decisions relating to risk and return.
