Information for existing retail investors

Please note that the ThinCats Group is no longer accepting any new business for lending through the peer-to-peer Platform, and will no longer be operating the secondary market facility of the peer-to-peer Platform. The ThinCats Group will continue facilitating the repayment of capital and interest from Borrowers to Lenders until all funds have been repaid or recovery action has been completed.

Investors should note their capital is at risk, and that their investment is not covered by the Financial Services Compensation Scheme. Learn more about the risks

The following information is for existing lenders to support the management of their account and specific FAQs can be found here.  


Loan information

Comprehensive information is available for every opportunity, alongside the ThinCats grading system.


Most loans to businesses are backed by security and have been subject to a formal credit review prior to listing on our investor platform.



Your actual return will be the interest rate paid less lender fees and the impact of any defaults.



More information for investors in Diversified Loan Portfolios found here




It is important to understand that by investing through ThinCats your capital is at risk.  You have made direct loans to corporate businesses, and if for some reason they fail to repay, there is a chance your money will be lost or there will be a delay in repayment. Additionally, your money is not covered for compensation in the event of loss by the Financial Services Compensation Scheme.


More About Risks




  • Accounts registered from January 1st 2018 are subject to a Lender Fee

  • Where a loan enters into default and is subject to recovery, additional fees may apply


More About Fees





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