Below you will find a breakdown of the fees we charge to our customers.



Upfront fees

Arrangement fee - up to 3% including an underwriting fee if applicable (plus VAT where applicable)
Introducer/Partner fee – as agreed directly with the Introducer/Partner.
Legal fees - based upon the complexity of the transaction.


Ongoing fees

The agreed annual rate may include an ongoing platform fee (max 2% where applicable) and underwriter’s fee (max 0.5% where applicable). These fees vary according to the risk profile and will be agreed with the borrower on a case by case basis.

Default and recovery fees

Default Administration Charge Fee

3% pa based upon the principal of the loan outstanding at the date of default.

The Default Administration Charge is charged from the date the Borrower goes into default or a default event occurs and continues until such time as the default is remedied or the Borrower enters a formal insolvency process.

Recovery Administration Charge

Recovery Administration Charge of up to 15% of the principal amount of the loan outstanding will be charged to the Borrower, in the event of the Borrower entering into a formal insolvency process.



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