Can we help fund you?

We are here to provide funding for growing & ambitious SMEs. Check to see if your business is eligible.

Sorry, we only lend to SMEs incorporated in the UK

Is your business an SME incorporated in the UK?

Sorry, we require up to 2 years trading history

Has your business been trading profitably for 2 or more years?

Sorry, we only fund businesses looking to raise over £100,000

Are you looking to borrow £100,000 or more?

Sorry, we only lend against security

Can you provide security to support your loan?

Your business is eligible for funding from £100,000 to £5m.

To start your application, please click the Apply Now button below and complete the online form.

One of our relationship managers will contact you within the next working day.

"ThinCats fills an important gap in the market for ambitious SMEs that are looking for a competitive source of funding to drive acquisitions and growth."

Tommy Cook - Calnex Solutions, CEO

SME definition

Small and medium-sized enterprises (SMEs) are defined in the EU recommendation 2003/361.

The main factors determining whether an enterprise is an SME are:

  1. Staff headcount
  2. Either turnover or balance sheet total

More info

If you are eligible we will require the following information during the funding process:

  • 2 years historic profit and loss
  • Recent management accounts no more than 2 months old
  • 3 months bank statements
  • Turnover and debtor breakdown by customer

We support loans from £100k up to £5m.

In some cases we are able to fund larger facilities, up to £10m.

Whilst some form of security is always required it will be dependent on the type of business and assets you own.

Here are some examples:

  • 1st Ranking Debenture
  • Fixed Charge
  • Floating Charge
  • Mortgage
  • Guarantees

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