Funding Your Ambitions

Your business matters to us. When you have a relationship with ThinCats, you are working with people who care about your business' success. We take the time to listen, to gain a close understanding of your business strategy and your challenges and opportunities. Then, we will respond with a bespoke funding solution designed to help you realise your ambitions.



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Funding from ThinCats gives you the freedom to focus on growing your business with confidence


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More than £200m from institutional funding programme to be deployed in the UK SME market


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Strong commercial appetite for SME funding with the ability to structure flexible, bespoke solutions


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Direct access to decision-makers with the expertise and depth of experience to make deals happen

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We offer clarity, transparency and fairness, free from jargon, layers of bureaucracy and red tape

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Accountable Service

We are committed to building trust through a truly dependable service that puts your needs first


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Key Criteria



SMEs domiciled in the UK


£100k – £5m


6 months to 5 years, amortising or bullet


1st ranking debenture.
Fixed charge over property / fixed assets


Working capital, stock / equipment / property purchase,
acquisition finance including MBO / MBIs,
refinancing / restructuring.


2 years historic, 1 years forecast profit & loss and balance sheet.
Historic and forecast cashflows.
Most recent management accounts not more than 2 months old.
3 months bank statements.
Turnover and debtor breakdown by customer.


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What Our Clients Say...

ThinCats' business clients.

“The deal was a straight-forward credit story, and the company wanted to deal with someone who could make a rapid underwriting decision. The process went very smoothly – the deal was structured rapidly, and was executed in just a few weeks.”

Their journey

“We’d rather lost confidence in the banking system; the ThinCats loan has tidied everything up, and given us a leg up.”

Their journey

“We approached a number of funders as part of this process, but what really appealed to ACM was ThinCats strong understanding of the business, and their ability to structure the funding appropriately.”

Their journey

Ready To Get Started?

Apply for a loan

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