Funding Your Ambitions
Your business matters to us. When you have a relationship with ThinCats, you are working with people who care about your business' success. We take the time to listen, to gain a close understanding of your business strategy and your challenges and opportunities. Then, we will respond with a bespoke funding solution designed to help you realise your ambitions.
Liberated
Funding
Funding from ThinCats gives you the freedom to focus on growing your business with confidence
Institutional
Backing
More than £200m from institutional funding programme to be deployed in the UK SME market
Tailored
Solutions
Strong commercial appetite for SME funding with the ability to structure flexible, bespoke solutions
Personal
Approach
Direct access to decision-makers with the expertise and depth of experience to make deals happen
Transparent
Process
We offer clarity, transparency and fairness, free from jargon, layers of bureaucracy and red tape
Responsive,
Accountable Service
We are committed to building trust through a truly dependable service that puts your needs first
Pioneers
Our history was built on our pioneering approach and our future is too. At ThinCats, we recognise that our funding drives business success. We harness our innovative and award-winning SME data to identify those businesses with great prospects, a near future need for finance, and crucially, those that are being overlooked by the banking industry.
Personal
At ThinCats every referral receives the personal attention of our nationwide origination team. We give you and your advisors involvement in the decision-making process by encouraging you to engage with our expert credit team and senior management. From our first contact to putting your funding facility in place, you can be sure we will support you at every step of the way.
Pragmatic
At ThinCats, we look at each deal individually on its own merits. We distinguish loans between: Asset backed (we consider all types of security to provide collateral); and Cash flow (we view stable and diverse cash flows as a positive attribute for lending). We are flexible but robust in our credit analysis, ensuring we deliver consistency and certainty of funding.
Key Criteria
|
Businesses |
SMEs domiciled in the UK |
|
Amount |
£100k – £5m |
|
Term |
6 months to 5 years, amortising or bullet |
|
Security |
1st ranking debenture. |
|
Purpose |
Working capital, stock / equipment / property purchase, |
|
Information |
2 years historic, 1 years forecast profit & loss and balance sheet. |
