Category: Show All News Insights Funding Stories Events Viewing posts tagged with “alternative finance”. View all posts.

Institutional, alternative and bespoke: no, we’re not a bank

18th Mar 2020   ·   The ThinCats Team   ·   Insights

All of our loans are sourced entirely from institutional capital. Which begs the question: are we now not just like a bank, minus the high-street branch network? The answer is an emphatic “no” for a number of reasons...

Eating the banks' lunch: Why alternative debt is no longer so alternative for lower mid-market private equity

26th Feb 2020   ·   The ThinCats Team   ·   Insights

“Alternative lending isn’t looking so alternative anymore,” reckons law firm Vinson & Elkins, which services the private equity sector. This is particularly true when it comes to private equity firms raising debt capital. Alternative – also known as direct – lending is the fastest growing asset class in this space.

Is access to credit from banks tightening for SMEs?

24th Jan 2020   ·   The ThinCats Team   ·   Insights

It is interesting to see that many of the high street banks announce that they plan to lend billions of pounds to support UK SMEs. It reads well as a headline, but does it stack up as a fact?

Record year of lending in 2019

14th Jan 2020   ·   The ThinCats Team   ·   News

In 2019 we provided over £200 million of funding for mid-sized businesses, almost double 2018's previous record. In total we have now lent more than £580 million to small and mid-sized businesses across the UK.

Do the election manifestos miss the mark for SMEs?

10th Dec 2019   ·   The ThinCats Team   ·   Insights

You can guarantee that when an election is taking place, you’re likely to see a political leader at a local SME. Hard hats, high-vis jackets and eye-protectors are a must for the photo opportunities. Find the local manufacturer or engineering firm and it’s bound to look good in the manifesto.

No place for old-fashioned funding in care of the elderly

27th Sep 2019   ·   Kevin Steven   ·   Insights

Durable business models are underpinned by strong demographic drivers. That’s certainly the case with healthcare: individually and collectively, we’re not getting any younger, for a start. This, perhaps uncomfortable fact, supports the growth of care homes for the elderly.

Can alternative finance fuel a new manufacturing revolution?

9th Jul 2019   ·   The ThinCats Team   ·   Insights

Once upon a time, Britain was a great manufacturing nation. That’s the perception – was. While it’s true that manufacturing makes up a smaller proportion of GDP – 11%, down from about a quarter in the 1970s – what it does, it’s still world class at.

Is access to finance a barrier to SME growth?

16th Apr 2019   ·   The ThinCats Team   ·   Insights

Small business growth opportunities are being stymied through lack of capital, research has found . This is exacerbated because many businesses feel they are unlikely to get a loan to fund their growth plans.

A new approach to funding UK businesses

12th Jul 2018   ·   The ThinCats Team   ·   Insights

By opening up new flows of capital to UK SMEs, alternative finance is playing an important part in helping UK talent drive improved economic growth. Read our paper on why the UK should care about finding alternatives to traditional bank funding, the benefits to businesses and the future of funding

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