• ThinCats.com is an on-line market for secured business Loans operating throughout the UK.
• We link experienced investors with established business borrowers to provide a serious alternative to high street banks.
• Lenders set their own interest rates and make their own investment decisions.
• Borrowers can get loans between £50k and £1m at fixed competitive rates from 6 months to 5 years .
• By cutting out banks both Lender and Borrower get a better deal.


BLN Sponsors Ltd

Bob Cox and Tony Lucas have been involved with the Business Loan Network from its inception and they have devised the systems, procedures and borrower Information Pack as well as being responsible for all of the initial loan proposals. They have also been involved in developing the legal documents for making a loan.

CLICK HERE for the guide to their Information packs.

They set up BLN Sponsors Limited through which to offer their services as “Sponsors” to businesses that are interested in arranging finance through the Business Loan Network. .

Bob Cox is a career Banker with Barclays PLC with his last 30 years in Commercial Banking (essentially owner-managed business between £1m -£20m sales). Bob has undertaken all aspects of Commercial Banking from front-line Relationship Manager responsible for wide-ranging portfolios through to Credit Manager - those ones in the back-room! Bob spent the last 10 years in Barclays as Area Director, Commercial Banking in Birmingham with a team of 15 Relationship managers with 800 customers..

Post Barclays Bob has worked with Advantage Transition Bridge Fund - a loan fund of £16m to support viable business through the recession period - in both a front-line and a Non-Exec capacity. Bob has a strong empathy with the SME business sector and a thorough but practical approach to assessing lending propositions..

Tony Lucas spent 21 years with NatWest, completing a variety of roles including working with borrowers in the front line through to assessing credit proposals – in the back room! He has experience of the SME market as well as major corporate customers, working in retail and corporate banking as well as in the leasing market..

Tony left NatWest to join as Finance Director Pan Security International (a start-up company) that pioneered on-line automated security testing, successfully raising £5m of funding and launching the product. Tony went on to work for Business Link as Operations Director in the Black Country and as Client Services Director for the West Midlands giving a strong empathy with the SME sector..

Tony is a Director of the Advantage Early Growth Fund, a Governor of Dudley College and also runs an interim management and consultancy business. In addition to his lending and commercial expertise, Tony also has expertise in strategy development, change management and performance improvement. He also has experience of patenting, business process re-engineering, contracts and project management as well as building and leading teams.

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Average interest earned by lenders: 10.44%

LATEST NEWS as at: 15th May 2012:

5 Loans in auction.

£5.95m under management - 514 lending members - 35 loans since January 2011 totalling £4.4m.

Tax efficient lending: Download our Guide to lending via a SIPP

ThinCats Loans are expected to be suitable for 'Nondoms' seeking tax efficient investments in UK businesses. Call our Helpline for more information: 01827 425827